Terms of Service

Effective Date: March 20, 2026

By accessing or using LifeCoachly, you agree to these Terms of Service. If you do not agree, do not use the service.

1. Eligibility

You must be legally able to enter into a binding agreement to use the service.

2. Description of Service

LifeCoachly provides AI-generated responses for informational, personal reflection, and entertainment-oriented purposes through multiple tools and account-based features.

3. Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.

4. User Responsibility

You are solely responsible for your inputs, your use of the platform, your interpretation of any output, and any action, decision, or consequence resulting from your use of the service.

5. No Professional Advice

The service does not provide legal, medical, mental health, financial, therapeutic, or other licensed professional advice.

6. No Guarantee

AI-generated content may be inaccurate, incomplete, outdated, fictional, misleading, or unsuitable for your specific situation. We do not guarantee any specific outcome, result, reliability, or fitness for a particular purpose.

7. Prohibited Uses

You agree not to use the service to:

• Break any law or regulation
• Harass, threaten, exploit, defraud, or impersonate others
• Generate unlawful, deceptive, defamatory, or abusive content
• Use outputs as a substitute for professional or emergency services
• Attempt unauthorized access, reverse engineering, or system abuse

8. Payments and Credits

If paid credits are offered, all purchases are subject to the pricing and rules displayed at checkout. Credits may be non-transferable and may have usage restrictions.

9. Suspension or Termination

We may suspend, restrict, or terminate access at any time if we believe you violated these terms, created risk, abused the platform, or used the service unlawfully.

10. Disclaimer of Warranties

The service is provided on an “as is” and “as available” basis, without warranties of any kind, express or implied, to the maximum extent permitted by applicable law.

11. Limitation of Liability

To the fullest extent permitted by applicable law, LifeCoachly and its operators shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for any loss, harm, claim, decision, or outcome arising from use of the service or reliance on AI-generated output.

12. Indemnification

You agree to defend, indemnify, and hold harmless LifeCoachly and its operators from claims, liabilities, damages, losses, and expenses arising out of your use of the service, your content, or your violation of these Terms.

13. Changes to Terms

We may update these Terms from time to time. Continued use after updates means you accept the revised Terms.

14. Governing Law

These Terms shall be governed by the laws of the jurisdiction selected by the operator, without regard to conflict of law principles.

15. Contact

For legal or terms-related questions, contact: [email protected]